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Citizenship by Investment

Minimum Investment


Mixed Investment

Minimum Investment


Real Estate

Time To Citizenship



Visa-Free Access *


Countries & Territories

About the program

The Montenegrin citizenship by Investment program officially started taking applications in late 2019. To be able to apply for this program, you should be at least 18 years of age, in good health, and without a criminal record. In addition, you are required to invest in government approved real estate projects and make a contribution to the government development fund. Please note that the program currently has a limit of 2000 applications that will be accepted within the first 3 years.


Visa-Free Travel

As a citizen of Montenegro, you can travel visa-free or with visa-on-arrival to over 120 countries and territories, including Russia, Singapore and all Schengen countries.

Consular Support

The program is based on the law & is guaranteed by the government since 2019.

Health & Education

You will also benefit from world-class healthcare systems, have the right to attend schools and universities in Montenegro.

Tax Relief

There are no taxes on worldwide income, capital gains, gift, wealth and inheritance.

Minimal residency required

There are no physical residency requirements. You are not required to visit before or after the application.

Dual Citizenship permitted

There is no need to renounce your current citizenship(s).

Program requirements

Main applicant requirements

  • 18+ years of age
  • Good health
  • No criminal record
  • Successfully pass due diligence checks
  • Receive approval by the Government
  • Confirmed investment sources

Eligible dependents

  • Spouse of the main applicant
  • Adult children (biological or adopted) under 28 years of age
  • Dependant parents

*Parents and children older than 18 must be dependent on the main applicant.

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Program process

The expected timeframe for the application process is 6 months. The first stage of the document collection can differ in length depending on the applicant’s ability to gather the documents. Our team guides this process with samples and best practice advice. The reviewal stage is subject to the respective Government schedule and can be impacted by factors which we, as authorised agents have no control over. Savory and Partners collaborates with the Government throughout the entire process, and we aim to provide the quickest and smoothest experience for the applicant.

Legal basis

Based on article 17 of the law regarding Montenegrin citizenship (“Official Gazette of MN”, no. 13/08), the Government of Montenegro, on the conference on the 20th of May 2010 passed the decision that defined the criteria for determining the scientific, economic, business, cultural and sport interest of Montenegro for the acquisition of Montenegrin citizenship by admission. Based on clause 3 of the law: It is of particular importance to the economic interests of Montenegro to grant citizenship to persons: – that have invested capital in Montenegro by the formation of a business enterprise which will directly benefit the economic development of Montenegro; – that have directly invested capital in Montenegro or is donating funds; – that is an acclaimed expert or investor of excellent reputation. A particular act determines the conditions for the existence of a special business and/or economic interest for Montenegro, by clause 1 of this Article, executed through an organ of the Government administration responsible for finances. A particular act determines the opinion and/or confirmation of the existence of a unique business and/or economic interest for Montenegro, by clause 1 of this Article, executed through an organ of the Government administration responsible for finances.

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